BimaHaq Blog
Insurance, demystified.
Plain English explainers, IRDAI updates, and field-tested playbooks for fighting bad insurer behaviour.
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Policyholder Rights
Understanding Your Free-Look Period: Your 30-Day Right Under IRDAI Regulations 2024
Under IRDAI's 2024 policyholder protection rules, you have 30 days to return any new policy and get a refund. Here is exactly how it works — and how to use it.
BimaHaq Editorial 2026-02-10 6 min
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Health InsuranceTop 5 Reasons Health Insurance Claims Get Rejected in India (And How to Fight Back)
Most rejected health claims are reversible. Here are the five reasons insurers cite most often — and exactly what to do for each.
BimaHaq Editorial 2026-02-05 7 min
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EscalationHow to Escalate a Claim Dispute to the Insurance Ombudsman: A Step-by-Step Guide
The Insurance Ombudsman is free, quick, and binding on the insurer up to ₹50 lakh. Most policyholders never use it. Here is exactly how.
BimaHaq Editorial 2026-02-01 8 min
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