BimaHaq Blog
Insurance, demystified.
Plain English explainers, IRDAI updates, and field-tested playbooks for fighting bad insurer behaviour.
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Policyholder Rights
Free-Look Period: 30 Days to Cancel a New Policy (IRDAI 2024)
Return a new life or health policy within 30 days of receiving it and get the premium back, minus the risk premium for the days covered, medical tests and stamp duty. Refund due in 7 days.
BimaHaq Editorial 2026-02-10 6 min
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Health InsuranceTop 5 Reasons Health Insurance Claims Get Rejected in India (And How to Fight Back)
Five reasons insurers give for rejecting a health claim — and exactly what to do for each.
BimaHaq Editorial 2026-02-05 7 min
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EscalationHow to Escalate a Claim Dispute to the Insurance Ombudsman: A Step-by-Step Guide
The Insurance Ombudsman is free, and its award binds the insurer up to ₹50 lakh. Here is exactly how to take a claim dispute to it.
BimaHaq Editorial 2026-02-01 8 min
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