BimaHaq — Claim Se Calm Tak
BimaHaq — Claim Se Calm Tak

Making a claim

  • Start here: the claims hub
  • Cashless or reimbursement
  • Documents to keep
  • Deadlines your insurer must meet

Rejected or short-paid

  • All rejection reasons
  • Claim rejected: what to do
  • Paid less than you claimed
  • Claim delayed

Escalate

  • Your insurer's grievance officer
  • Bima Bharosa (IRDAI)
  • Insurance Ombudsman offices
  • Consumer commission (e-Jagriti)
Start here: the claims hub
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User guides

How to use BimaHaq

Clear, step-by-step manuals with flowcharts for every part of the platform. Each one prints to PDF.

For policyholders

🧾Customers

Policyholder / customer

From a free claim check to a resolved grievance — every step, in order.

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For BimaHaq staff & partners

Sign in with your role to use these workspaces.

🛠️Staff & partners

Owner / administrator

Your daily command centre — briefing, approvals, team, compliance and automations.

Read the guide
🎧Staff & partners

Case manager (ops)

Work the queue, move cases forward, draft with AI and approve before anything is sent.

Read the guide
⚖️Staff & partners

Empanelled advocate

Empanel, accept assignments, and deliver the legal-notice service with e-sign.

Read the guide
🩺Staff & partners

Insurance expert (panel member)

Empanel, take expert calls, and write the recap that ops approves.

Read the guide
🤝Staff & partners

Mediator (ODR panel neutral)

Join the panel, run a mediation in the Resolution Room, and record an e-signed settlement.

Read the guide
🏢Staff & partners

Insurer representative

Respond to disputes in the Resolution Room and read your analytics on the data platform.

Read the guide
BimaHaq — Claim Se Calm Tak

India's Insurance Claims Advocacy and Resolution Platform. Independent. Plain English. Built with privacy and security by design.

  • WeWork Raheja Woods, 1st to 5th, BLD No. 8, Sr. No. 222/1, Central Avenue, Kalyani Nagar, Pune – 411006
  • info@bimahaq.com
  • +91-9503797437
  • WhatsApp +91-9503797437

For Policyholders

  • Individual Policyholder
  • Free Eligibility Check
  • Insurance claims hub
  • All Rejection Reasons
  • Insurer grievance contacts
  • Law Library
  • Claim Rejection
  • Low Settlement
  • Ombudsman Help
  • Sulah — Mediation Room

For Businesses & Professionals

  • Corporate / HR Team
  • TPA
  • Hospital
  • Insurance Company
  • Lawyer
  • Engagement Terms
  • DPA Template

Resources

  • User guides
  • Blog
  • Insurance updates
  • Your rights as a policyholder
  • Compare your options
  • FAQ
  • Pricing
  • About
  • Contact
  • Site map

Legal

  • Privacy Policy
  • Your data rights
  • Terms of Use
  • Refund Policy
  • Disclaimer
  • DPDP Notice
  • Security
  • Grievance
  • Accessibility
Privacy by designWritten in plain English

BimaHaq is an insurance claims review, claim audit, grievance-drafting, and online dispute resolution (ODR) platform. We help you review policies, audit and pursue insurance claims, draft grievances, and resolve disputes through mediation. We are an independent platform — not an insurance company, broker, or IRDAI-licensed agent — and we do not sell insurance. BimaHaq is not a law firm, does not provide legal advice, and does not represent policyholders before Consumer Commissions; using BimaHaq creates no advocate–client relationship. Where legal representation is needed, it is provided by independent advocates whom you engage directly. No outcome is guaranteed; we provide expert operational support based on the merits of your matter. All AI-assisted drafts are human-reviewed.

© 2026 BimaHaq. All rights reserved.

Built with privacy and security by design.

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