India's Insurance Claims Advocacy Platform

From Claim to Calm.

Rejected, delayed, or short-paid insurance claim? We get it moving — through your insurer, IRDAI, and the Ombudsman — in plain language, with no false promises.

Human-reviewed
Every AI-assisted draft
IRDAI-aligned
Escalation Process
WCAG 2.1 AA
Accessibility Standard
DPDP 2023
Compliant by Design
Start here

Pick the help your claim needs

Start free, add a specialist's written review, talk it through on a call — or send the insurer a formal legal notice. Fixed fees at every step, and your Claim Review fee is fully credited if you upgrade within 30 days.

2 minutes

Claim Direction Check

Free

An honest read on your claim — where you stand and what to do next.

  • Five quick questions, instant verdict
  • Your exact next steps
  • Optional document deep-read

Claim Review

₹749

A written review of your claim by a specialist. No call included.

  • Specialist-approved written review
  • Evidence gaps + exact next steps
  • Delivered the same business day

Fee fully credited toward the Review + Call within 30 days.

Most complete

Claim Review + Expert Call

₹1,499

The written review, plus a specialist on the phone to walk it through.

  • Everything in the Claim Review
  • Specialist call within 5 working days
  • Written recap in your account
Advocate service

Legal Notice by an Advocate

₹2,999onwards

A formal legal notice to your insurer — authored and signed by an empanelled advocate.

  • Authored by a real advocate — no AI drafting
  • Signed and delivered to your account
  • Fixed fee — never a share of your claim
Our promise

Zero success fee. Keep 100% of your claim.

Every service is a flat, fixed fee — never a percentage of your recovery. Claims guidance only — not legal advice.

  • No % of your claim
  • No success / contingency fee
  • Fixed price, shown upfront
How BimaHaq works

Four steps. From claim to calm.

01

Submit Claim Issue

Share your claim file via our intake form or the free Claim Direction Check.

02

Expert Review

Our insurance lawyers and ex-insurer specialists review your case in plain language.

03

Strategic Action

We draft your grievance, escalate to the Ombudsman, or build a case file.

04

Resolution

We pursue settlement until the money is in your account — or your case is closed with reason.

Common claim problems

What is going wrong with your claim?

Pick what fits closest. We will take you to the right playbook.

For businesses & professionals

Working with claims at scale?

Corporates, hospitals, TPAs, agents, brokers, lawyers, and insurers each get their own workspace.

FAQ

Quick questions, quick answers

Your insurer has lawyers. Now you have BimaHaq.

Take the first step. It is free. It takes a few minutes. We will tell you exactly where you stand.