India's Insurance Claims Advocacy Platform

From Claim to Calm.

Rejected, delayed, or short-paid insurance claim? We get it moving — through your insurer, IRDAI, and the Ombudsman — in plain language, with no false promises.

Human-reviewed
Every AI-assisted draft
IRDAI-aligned
Escalation Process
WCAG 2.1 AA
Accessibility Standard
DPDP 2023
Compliant by Design
Start here

Pick the help your claim needs

Start free, get your claim filed right the first time, add a specialist's written review — or talk it through on a call. Fixed fees at every step, shown upfront — never a percentage of your claim.

For Individuals

Free Claim Direction Check

Free

Five quick questions, an honest verdict, and your next steps — with an optional document-grounded deep read.

Try free
For Individuals

Claim Filing Assistance

₹999

File it right the first time — before your claim goes in. A line-by-line read of your policy schedule and terms, the correct claim forms and formats for your insurer, a personalised documents checklist, sub-limit and exclusion flags, and a plain-English filing plan reviewed by a claims specialist. Claims guidance only — not legal advice.

Get Started · ₹999
For Individuals

Claim Strategy Note

₹999

Upload your claim documents and get a written Claim Strategy Note — where your claim stands, the evidence gaps, and your exact next steps — prepared with AI assistance and reviewed and approved by a BimaHaq claims specialist before it reaches you, within 5 working days. No call included, and nothing is drafted or sent to your insurer at this stage. Claims guidance only — not legal advice.

Buy Now · ₹999
For Individuals

Claim Strategy Call

₹1,999

A 20-minute call with a BimaHaq claims specialist, scheduled within 5 working days, and everything in the Claim Strategy Note — walk through where your claim stands, what evidence is missing, and your exact next steps, with a written recap saved to your account. Nothing is drafted or sent to your insurer at this stage. Claims guidance only — not legal advice.

Book Call · ₹1,999
For Individuals

Bima Bharosa Filing

₹999

Escalate to IRDAI the right way. We prepare your complete Bima Bharosa grievance — the complaint text, the supporting document set, and the correct complaint category — and assist you step by step through registering it on the portal, so your token number and the response clock start correctly. Claims guidance only — not legal advice.

Get Started · ₹999
For Individuals

Ombudsman Case Assistance

From ₹4,999 custom quote

Escalating to the Insurance Ombudsman? Documentation assistance for your complete complaint — official Annexure VI-A/VI-B, chronology and evidence set — supported by relevant case laws and your policy's terms and conditions. Custom-quoted by the complexity and value of your claim, fixed in rupees before you commit. Never a percentage of your recovery.

Get a custom quote
For Individuals

Consumer Court Case Assistance

From ₹4,999 + advocate fees

Taking your dispute to the Consumer Commission (e-Jagriti)? Available in Pune, Nagpur, Bhopal and the Delhi NCR. Choose document preparation alone or end-to-end assistance, with an empanelled advocate where representation is needed. The platform fee is custom-quoted from ₹4,999 and disclosed upfront; the advocate's professional fee is billed separately. Never a percentage of your recovery.

Get a custom quote
For Individuals

Legal Notice by an Advocate

₹2,999

A formal legal notice to your insurer or the opposite party, drafted and signed by an empanelled advocate working with BimaHaq's insurance expertise — digitally executed where available. Share your claim paperwork after purchase (up to 10 documents or 30 pages); drafting is completed within 5 working days of advocate assignment, you review the draft with one correction round included before it is signed, and the signed notice is dispatched to the insurer by email and Speed Post with tracking — the executed copy and dispatch record appear in your account. A fixed professional fee — never a share of your claim, and no outcome is promised.

Buy Now · ₹2,999
For Individuals

Legal Notice by a Supreme Court Advocate-on-Record

₹4,999

Your legal notice drafted and signed by an Advocate-on-Record of the Supreme Court of India, combined with BimaHaq's insurance expertise — including a 20-minute pre-notice consultation with the advocate, available on your request before the notice is drafted. Share your claim paperwork after purchase (up to 20 documents or 60 pages); priority drafting within 2 working days — counted from your pre-notice call when you request one, otherwise from advocate assignment. You review the draft with one correction round included before it is signed (digitally executed where available), and the signed notice is dispatched to the insurer's officers and Grievance Redressal Officer by email and Speed Post with tracking — the executed copy and dispatch record appear in your account. If the insurer responds within 60 days of dispatch, your Advocate-on-Record reviews the response once and records a short recommendation on your next step. A fixed professional fee — never a share of your claim, and no outcome is promised.

Buy Now · ₹4,999
Our promise

Zero success fee. Keep 100% of your claim.

Every service is a flat, fixed fee — never a percentage of your recovery. Claims guidance only — not legal advice.

  • No % of your claim
  • No success / contingency fee
  • Fixed price, shown upfront
How BimaHaq works

Four steps. From claim to calm.

01

Submit Claim Issue

Share your claim file via our intake form or the free Claim Direction Check.

02

Expert Review

Our claims specialists and ex-insurer experts review your case in plain language.

03

Strategic Action

We draft your grievance, escalate to the Ombudsman, or build a case file.

04

Resolution

We pursue settlement until the money is in your account — or your case is closed with reason.

Common claim problems

What is going wrong with your claim?

Pick what fits closest. We will take you to the right playbook.

For businesses & professionals

Working with claims at scale?

Corporates, hospitals, TPAs, agents, brokers, lawyers, and insurers each get their own workspace.

FAQ

Quick questions, quick answers

Your insurer has lawyers. Now you have BimaHaq.

Take the first step. It is free. It takes a few minutes. We will tell you exactly where you stand.