Insurance claims, handled — so you can run the business.
Fire, property, marine, group-health and liability cover looks simple until you claim. BimaHaq is the outsourced claims desk for small firms — we file, chase documents, and escalate a rejected or short-paid claim through the insurer's GRO, IRDAI and the Insurance Ombudsman.
Services tailored for you
MSME Claims Desk
An outsourced claims team for your firm's policies — group health, fire/property, marine and liability.
- Single point of contact
- Claim filing + document chase
- Escalation to GRO / Ombudsman
Policy & Coverage Audit
We read your Bharat Sookshma / Laghu Udyam, fire, marine and group-health wordings and flag the gaps before a claim, not after.
- Coverage-gap report
- Under-insurance / average-clause check
- Renewal recommendations
Rejected / Short-Paid Claim Recovery
Disputed a fire, marine or group-health claim? We build the grievance and escalate it through the insurer's GRO, IRDAI and the Ombudsman.
- Grievance drafting
- GRO + Bima Bharosa escalation
- Ombudsman filing support
Team Insurance Awareness
Short sessions so your staff actually use the group cover — cashless, network hospitals, and what breaks a claim.
- On-site / online session
- Cashless + claim cheat-sheet
- Q&A helpdesk
Ready to move forward?
Talk to a BimaHaq specialist. We will tell you, in plain English, whether your case is worth fighting and what it will take.